. If possible, take steps to improve your credit score before applying for a car loan

So how can you get the best possible interest rate for you

The average interest rate on a car loan depends on the length of the loan, your credit score and the financial institution

What is the average interest rate on a car loan?

On a three-year loan, for example, the average rate is between 3% and 4.5%

best way to determine the average interest rate on a car loan is to get pre-approved at multiple locations

How can you get the best interest rate

Negotiate: Knowing what a good car loan rate is gives you the power to negotiate with your financial institution

If you are offered a higher interest rate than you expected, be prepared to negotiate